May
11
2021
Five tips for financially confident first home buyers
Purchasing a first home is a huge milestone and a goal to which many young Australians aspire. As with most great achievements in life, careful preparation is key to ensuring a smooth and stress-free transition to first home ownership. 1/ Understand all the costs involved in purchasing property, not just the sale price Buying […]
Read MoreApr
30
2021
What is the role of a mortgage broker?
The role of a mortgage broker is to help you, the client, secure finance for the largest and possibly the most important purchase you will ever make—your home or investment property. The mortgage broker’s role is both advisory and practical, and a good broker’s services could mean the difference between success and failure in securing […]
Read MoreApr
21
2021
Lenders mortgage insurance (LMI): What it is, and why it matters
Lenders mortgage insurance, often referred to as LMI, is insurance that protects the lender from losses that may arise in the event of a default—if the borrower fails to make their mortgage payments. This insurance covers the lender, but the premium is paid by the borrower via a lump sum added on top of the […]
Read MoreApr
08
2021
Why use a mortgage broker? To save your money, time, and credit, for starters…
Good mortgage brokers (also known as finance brokers or home loan brokers) can save you money, time, and a whole lot of legwork in finding and securing the best loan for your property. They can help you avoid some common pitfalls and ensure your home or investment loan is correctly structured. As mortgage brokers in […]
Read MoreApr
02
2021
Ready to buy your first home?
Top tips for first home buyers Plan your budget Know your limitations Save the biggest deposit you can Apply for the First Home Owners Grant early Get clear of your debt Be an informed buyer Get any incentives and concessions you are eligible for You are ready to become a homeowner if you have the […]
Read MoreMar
24
2021
Is an SMSF For you?
Some people want the control that comes with managing their own super, but taking control means being responsible for managing your retirement funds which will involve significant time and effort. SMSFs can be suitable for people with a lot of super and extensive skills in financial and legal matters. You must understand your legal responsibilities […]
Read MoreMar
02
2021
Going into debt for your big day…?
Of course it’s possible to have an amazing wedding on a budget. You just need to save, set priorities and stick to the number you start with. It might not be easy, but no matter where you live or what you want for your special day, saving and paying for a wedding is an important part of the […]
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