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MENUMENU
  • Home
  • About Us
    • Marksman Finance
    • Our Brokers
  • Services
    • Home Loans
    • Motor Vehicle Finance
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    • Debt Consolidation
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  • Calculators
    • Borrowing Power
    • Budget Planner
    • Comparison Rate
    • Extra repayment
    • Home loan offset
    • How long to repay
    • Income tax
    • Mortgage Interest
    • Property buying cost
    • Property selling cost
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    • Loan comparison
    • Loan Repayment
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May

12

2022

EOFY alert! Financial year-end is fast approaching

Lifestyle , Travel

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just over a month to act this financial year. There’s nothing like an impending deadline to get you moving. And with June 30 now just over a month away (didn’t that sneak up on […]

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May

11

2022

Ready for lift-off: how to prepare a buffer for more rate rises

Lifestyle , Travel

Rate rises are a bit like taking off in a plane. Sure, it’s a bit nervy, but so long as you’ve run through your pre-flight check, have a well-serviced aircraft, built-in some contingencies (a buffer!), and have a handy co-pilot (us!), you should reach your destination no worries. As you’re likely aware, earlier this month […]

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May

03

2022

RBA increases cash rate to 0.35% amid high inflation concerns

Lifestyle , Travel

The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high inflation concerns and has signalled more cash rate increases will likely follow. This is the first RBA cash rate hike since November 2010, and the first time the cash rate has moved since it was […]

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Apr

28

2022

SMEs invest in machinery, IT and energy-efficient assets for growth

Lifestyle , Travel

Australian small businesses are investing in their recovery through a surge in machinery purchases, IT and office technologies, and sustainable business assets, according to Commonwealth Bank (CBA) data. The CBA research shows small business financing for equipment and machinery is up 17% so far this financial year compared to last year. The research also shows 67% of […]

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Apr

27

2022

Brace yourselves: a May rate hike might be coming next week

Lifestyle , Travel

The chances of the Reserve Bank of Australia (RBA) lifting the official cash rate on Tuesday just increased dramatically after figures showed the cost of living jumped 5.1% over the past year – the highest annual increase in more than 20 years. Economists around the country say the unexpectedly high jump in inflation means a […]

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Apr

20

2022

Attention first home buyers! Price caps increase for 5% deposit scheme

Lifestyle , Travel

First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price caps for the highly popular Home Guarantee Scheme. Most capital cities will get a $100,000 boost to their property price cap from July 1, while regional areas around the country will get a […]

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Apr

13

2022

How to avoid becoming a victim of underquoting

Lifestyle , Travel

It’s the hope that kills you. Just ask Carlton fans, NSW Blues supporters, Wallabies sufferers, and hopeful homebuyers who have fallen victim to underquoting. Obviously, you can’t change your footy team, but you can follow these tips to avoid the sketchy real estate practice. If it hasn’t happened to you, it’s probably happened to someone […]

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Apr

07

2022

What the!? Tesla came third on the new vehicles sold list?

Lifestyle , Travel

Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up the sales leaderboard to place third for all new vehicles sold in March. How did that happen? You might have seen an article by us a few weeks back about the sales of electric vehicles […]

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Apr

06

2022

How to save a first home deposit in just over a year

Lifestyle , Travel

It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new research. Want to hear something crazy, though? We know how to quarter that timeframe… Real talk: it’s never been tougher to save up a deposit for your first home. In Sydney the average timeframe is […]

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Mar

30

2022

Budget winners: first home buyers, regional buyers, single parents

Lifestyle , Travel

First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this year’s federal budget – with 50,000 low deposit, no LMI scheme spots up for grabs.  Want to buy your first home with just a 5% deposit and pay no lenders’ mortgage insurance? You could be […]

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Mar

23

2022

How much have car prices gone up since the pandemic began?

Lifestyle , Travel

Most of you would have noticed that car prices have gone up significantly over the past two years. But how much have they gone up exactly? Let’s take a look. You’re not imagining things – both new and used vehicle prices have gone up over the past two years (not to mention, house prices, petrol, […]

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Mar

23

2022

16 ways the government should tackle housing affordability: report

Lifestyle , Travel

Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16 recommendations to tackle housing affordability has just been plonked on pollies’ desks in Canberra. Today we’ll run through them for you (succinctly, we promise). You might have noticed that property prices have skyrocketed over the […]

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Mar

16

2022

What’s your debt-to-income ratio? And why do lenders care about it?

Lifestyle , Travel

New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio, which we’ll explain in this week’s article. Your debt-to-income (DTI) ratio might sound complicated, but it’s really very simple to work out. Basically, your DTI […]

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Mar

09

2022

Flood victims can defer loan repayments for up to 3 months

Lifestyle , Travel

Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for a three-month loan deferral or reduced payment arrangement. Here’s how to apply if you or someone you know has been impacted. Another year, another disaster. In 2019 it was the bushfires. In 2020 it was […]

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Mar

03

2022

Which two capital cities might have just hit their property price peak?

Lifestyle , Travel

It’s a three-speed property market across the country right now, with two capital cities showing signs prices might’ve peaked, three cities looking like they could soon peak, and three still going strong. How is the market performing in your neck of the woods? While national housing prices have increased a staggering 20.6% over the past […]

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Feb

23

2022

Thought about buying an EV? Interest rates for them are dropping

Lifestyle , Travel

It wasn’t long ago that the idea of buying an electric vehicle (EV) seemed like a bit of futuristic science-fiction. But with interest rates on EV loans recently dropping to under 3%, going electric is now more in the realms of an everyday, mundane, household budget decision. According to the latest Electric Vehicle Council data, […]

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Feb

23

2022

Where are tradies most in demand at the moment?

Lifestyle , Travel

Keen to tackle a renovation project in 2022? You might have noticed that tradies are hard to pin down at the moment. So if you live in one of the suburbs in this week’s article, you might want to get the ball rolling sooner rather than later… If you’ve ever watched The Block, you’ll know […]

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Feb

16

2022

Fixed rates on the rise, as CommBank tips a June cash rate hike

Lifestyle , Travel

Hold onto your hats, things are about to get a little bumpy. Economists from Australia’s biggest bank are predicting the Reserve Bank will raise the official cash rate as early as June – and we’re already seeing fixed interest rates increase significantly. Commonwealth Bank (CBA) economists have brought forward their forecasted Reserve Bank of Australia […]

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Feb

09

2022

Flexibility emerges as a key priority for small business loans

Lifestyle , Travel

What’s most important to you when selecting a lender to provide finance for your small business right now? Well, Australian small business owners have put ‘flexibility’ when it comes to loan repayments right up there on their priority list. And that should come as no surprise given the disruptive nature of the economy that most […]

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Feb

09

2022

Why are houses becoming so much more expensive to build?

Lifestyle , Travel

Construction costs just rose at the fastest annual pace since 2005. So why is it getting so expensive to build your own home? Today we’ll look at the materials that are becoming more expensive and why all homeowners should take note – not just renovators and builders. “Your grandpa built this place with his own […]

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Feb

02

2022

Which cities are expected to have the biggest price growth in 2022?

Lifestyle , Travel

National property prices are predicted to rise by up to 9% in 2022, according to REA Group, but which cities are tipped to lead the way in price growth this year? Let’s take a look. National housing values grew a whopping 22.1% in 2021, and while things are expected to slow down throughout 2022, the fun […]

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Jan

27

2022

One in five young adults are saving to start their own business

Lifestyle , Travel

Ever dreamed about telling your boss to “shove it” and starting up your own business? Well, there’s been a big jump in Millennials and Gen Zs who are saving up to do just that (well, maybe except for the “shove it” part!). There’s something romantic about the notion of starting your own business. You know, […]

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Jan

26

2022

Your suburb’s 2021 property report card is in

Lifestyle , Travel

With all the talk of record-breaking property growth throughout 2021, do you know how exactly your suburb and property type performed? Today we’ll show you how to find out in just a few clicks. You’ve probably heard all the talk of national housing values soaring in 2021 – by 22.1%, to be exact. But that […]

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Jan

19

2022

Borrowing soars: average loan up almost $100,000 in 12 months

Lifestyle , Travel

How much do you need to borrow to buy a typical Australian home these days? Well, the average loan size has increased dramatically over the past year – up almost $100,000. The national average loan size for owner-occupier dwellings rose to an all-time high of $596,000 in November 2021, according to the latest Australian Bureau […]

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Jan

16

2022

What was Australia’s top-selling vehicle in 2021?

Lifestyle , Travel

Some of us buy cars for work, others for play. So it’s no surprise that the top two cars in 2021 can do both. But which vehicle took the crown? Well, it was super close, so let’s have a look. Ok, let’s cut straight to the chase. Taking out pole position in 2021 was the […]

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Jan

12

2022

Homeowners nearly four years ahead on their mortgage repayments

Lifestyle , Travel

Australian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four years ahead on their mortgage payments. Quick question: do you have an offset account (or several) attached to your mortgage? They’ve become quite popular in recent years, especially since the RBA’s official cash […]

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May

11

2021

Five tips for financially confident first home buyers

Lifestyle , Travel

Purchasing a first home is a huge milestone and a goal to which many young Australians aspire.  As with most great achievements in life, careful preparation is key to ensuring a smooth and stress-free transition to first home ownership.   1/ Understand all the costs involved in purchasing property, not just the sale price Buying […]

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Apr

30

2021

What is the role of a mortgage broker?

Lifestyle , Travel

The role of a mortgage broker is to help you, the client, secure finance for the largest and possibly the most important purchase you will ever make—your home or investment property.  The mortgage broker’s role is both advisory and practical, and a good broker’s services could mean the difference between success and failure in securing […]

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Apr

21

2021

Lenders mortgage insurance (LMI): What it is, and why it matters

Lifestyle , Travel

Lenders mortgage insurance, often referred to as LMI, is insurance that protects the lender from losses that may arise in the event of a default—if the borrower fails to make their mortgage payments.  This insurance covers the lender, but the premium is paid by the borrower via a lump sum added on top of the […]

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Apr

08

2021

Why use a mortgage broker? To save your money, time, and credit, for starters…

Lifestyle , Travel

Good mortgage brokers (also known as finance brokers or home loan brokers) can save you money, time, and a whole lot of legwork in finding and securing the best loan for your property. They can help you avoid some common pitfalls and ensure your home or investment loan is correctly structured. As mortgage brokers in […]

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Apr

02

2021

Ready to buy your first home?

Lifestyle , Travel

Top tips for first home buyers Plan your budget Know your limitations Save the biggest deposit you can Apply for the First Home Owners Grant early Get clear of your debt Be an informed buyer Get any incentives and concessions you are eligible for You are ready to become a homeowner if you have the […]

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Mar

24

2021

Is an SMSF For you?

Lifestyle , Travel

Some people want the control that comes with managing their own super, but taking control means being responsible for managing your retirement funds which will involve significant time and effort. SMSFs can be suitable for people with a lot of super and extensive skills in financial and legal matters. You must understand your legal responsibilities […]

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Mar

02

2021

Going into debt for your big day…?

Lifestyle , Travel

Of course it’s possible to have an amazing wedding on a budget. You just need to save, set priorities and stick to the number you start with. It might not be easy, but no matter where you live or what you want for your special day, saving and paying for a wedding is an important part of the […]

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About Us

Marksman helps clients to develop financial and life goals by providing expertise in the areas of home loans, commercial loans, motor vehicle finance, asset finance, debt consolidation, SMSF lending, investment finance, and financial services.


Recent Posts

  • EOFY alert! Financial year-end is fast approaching May 12, 2022
  • Ready for lift-off: how to prepare a buffer for more rate rises May 11, 2022
  • RBA increases cash rate to 0.35% amid high inflation concerns May 3, 2022

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Marksman Finance

03 8832 8010

384 Keilor Road,

Niddrie VIC 3042

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© 2022 Marksman Finance - All Rights Reserved | Privacy Policy Francesco Campisi is a credit representative (473096) of Buyers Choice Licensing Pty Ltd (Australian Credit Licence 509484) Powered by